Here I'd like to talk about e-currencies that HYIPs accept.
The most popular e-currency is Liberty Reserve. It has become wide spread in the HYIP industry since it is non-reversible. So please be aware of programs that promise you to get your money back from HYIP! All of them are SCAMs! There is no way to return the money involved in a scam HYIP. Another advantage is that LR has low fees just 1% for transactions inside system. Liberty Reserve is well-known as a reliable and safe system. If your API is off, there is no way to hack your account, otherwise your money can be easily stolen by hackers. And that is why there are few HYIPs that implement instant withdrawal. To credit your account or to withdraw money from your Liberty Reserve account, you need to apply for exchanger since Liberty Reserve doesn't support direct withdrawals to bank account or credit card. Liberty Reserve is also popular among HYIP monitors thanks to its reliability and convenient interface. Any HYIP monitoring systems will prefer Liberty reserve as its stability is proven by the years of successful work.
Another popular e-currency among HYIP programs is Perfect Money. Same as Liberty Reserve, it is non-reversible. The fee for transfers inside system is 0.5%. The advantage of this system is that unlike Liberty Reserve it supports withdrawals to bank account. However this option costs 0 + 3%, so I don't think it is a big advantage. After the foundation of this system in 2007 no one considered it seriously because of the amateurish design. However over the time system has proven to be an excellent tool for HYIP investment. PM is also popular with HYIP monitor admins thanks to its low fees and easy-to-use interface.
These two e-currencies are used by a majority of HYIP programs and HYIP monitors. Moreover, most HYIPs use these systems as the only payment processors for HYIP investment. Sometimes HYIPs also accept such e-currencies as AlertPay, SolidTrusPay, StrictPay, GlobalDigitalPay and C-Gold. However, their HYIP investment share is very low.
I want to talk separately about HYIP programs that accept PayPal. PayPal is a reversible payment processor, so the HYIP admin takes great risk using this e-currency. In addition, PayPal regularly makes verifications of his users, that is why HYIP programs, that accept PayPal, are the most trustable and worthy for HYIP investment. Probably you will never see a HYIP monitor that uses PayPal as a payment tool, but it doesn't mean that HYIP monitor admins try to hide their personal information. HYIP monitoring is not connected with the risk of losing money, as it is just a tool to check whether a certain HYIP pays or not.
As a result of this article I want to point out, that most HYIPs prefer to use non-reversible e-currencies. It means that HYIP investor must understand the responsibility he is taking investing in a certain HYIP there is a chance to lose money. How to avoid it? Just do your research, visit various HYIP monitors to check the status of a HYIP you are going to invest in, check forums and blogs. The more HYIP monitoring systems you will visit, the more information you will have about each program, the more confident you will feel investing in a certain HYIP. HYIP investment will not be so risky if you have all necessary information about HYIPs!
Thank you for reading this article and good luck you in the area of HYIP INVESTMENT!